Should You Write Your Own Will?

The topic of your own death is probably not something you want to spend a lot of time thinking about. You might think that your end is so far off, why should you bother considering it? Many people think this way, and they avoid making a will for themselves. If you don’t have a will, you risk your final wishes not being granted, and leaving the division of your assets up the court to decide. It’s never too early to write a will to avoid confusion for your loved ones after your death, especially because you truly have no way of knowing when that will be. But should you write your will yourself?

writing will

A will is a legal and binding document, and its contents are very important to you and your family. The short answer is no, unless you’re a lawyer, you probably shouldn’t write your own will.

Why Not?

A will can be a very complicated thing to construct, because there are so many things to consider. How will you divide all of your assets, from your land to your car to your bank accounts to your belongings, between your beneficiaries? Who will care for your minor children, or your pets? Who will be in charge of executing your will? What if the beneficiaries or executor predecease you, what happens then? What other special instructions do you have?

Putting all of these desires into a legal document that will not be challenged is a difficult thing to do on your own. It will require research and insight. The most important thing to consider is that laws regarding estates vary wildly across the country. You will need specific knowledge pertaining to the laws in your state, and the states that your beneficiaries live in or you hold additional property in. All of this is best left to a lawyer who is versed in estate planning and will-making. You will avoid headaches and, most importantly, making a mistake that could cost your loved ones unnecessarily.

What If You Use DIY Software?

A seemingly more practical approach to handwriting your own will could be using at-home legal software, but experts warn against this, as it can be a false sense of security. Many will-making programs contain outdated information on laws, and it can be difficult customize your will exactly how you want it if you have complicated or unusual requests. If there are mistakes, your entire will could be called into question. If you want to give it a shot, it is still best to hire a lawyer to review your work.

Are There Any Exceptions?

If you have an extremely simple desire for your will, such as that absolutely anything you own be left to one person or charity, it may be more realistic to write your own will. Blanket requests are harder to challenge or misinterpret. If you have relatively no assets, you might also decide to write your own will. However, no matter what, there is no substitute or safer plan for your loved ones than getting a lawyer to help you prepare your will.

Do You Need To Make A Will?

If you are worried about what is going to happen to your property and finances after you die, you may consider making a will. If you do not make a will, then it is likely that your family, friends, relatives and favourite charities will get nothing, as chances are your inheritance will go straight to the government, unless it can be proved that you intended it to go to your family.

writing a will
writing a will

Unmarried

If you are living with a lifelong partner, but you are not married to them, it is essential that you make a will stating where you want your belongings to go. By law, they will not recognise cohabitants (partners who have lived together) to have the same rights compared to those who are married or in a civil partnership.

Even if you have lived together for 20 years, the law will not consider this and your partner may be left with nothing.

Children

If you have young children or children who are unable to care for themselves, then it is essential that you create a will stating what you wish to happen to them. Without a will, there will be an uncertainty about who will care for them if you die. If you have particular wishes of who you would like to care for them, it is essential you share this information with the noted down guardians and write it as part of your will.

Financial Dependence

You should make yourself aware that if you have any people who depend on you financially, they immediately have a right to claim on your estate, savings and assets. Just because someone depends on you financially, it does not necessarily mean you want all your earthly belongings to go to them. You will need to state in your will that has the right to your belongings and money, this way the people who are financially dependent on you will not have any rights to claim on your belongings.

Life Changes

It is important that you change your will as your life changes, you should not think of it as a onetime document. If you get married or divorced after your will has been drawn up, then it can make the whole will invalid if you do not make the necessary changes.

Solicitor

It is possible to write up a will without the help of a solicitor, however most people will choose to have one present as there are a set of legal formalities you have to follow. Without any expert advice, you may find that you can make a mistake when writing up your will; this can potentially cause problems for your family and friends after your death.

Elaine wanted to create a will, so she contacted the professional solicitors in Worcester to help her write it up. She found the information regarding wills and probates on their website very helpful, http://www.smesolicitors.co.uk/